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ETM Debt Management > About

We committed to ensuring
every individual. Transform
Your Financial Future with
Expert Debt Guidance

Welcome to ETM Debt Management Services! We are a dedicated team of financial experts committed to helping South Africans regain control over their finances. Our mission is to provide personalized and effective debt management solutions that promote financial stability and well-being.”

 

ETM Debt Management Services was founded with a singular goal: to address the pressing issue of over-indebtedness among South Africans. With years of experience in the financial sector, our founders recognized the need for a compassionate and professional approach to debt management. Today, we are proud to have helped countless individuals and families reclaim their financial independence.

Mission Statement

Our mission is to advance the social and economic welfare of South Africans by providing fair, transparent, and sustainable debt management solutions. We aim to empower individuals with the knowledge and tools necessary to manage their finances effectively.

Vision Statement

Our vision is to create a financially literate and empowered society where individuals are free from the burden of over-indebtedness and able to achieve their financial goals.

Milestones

Since our inception, we have achieved several key milestones, including registering with the National Credit Regulator (NCR) and establishing strong relationships with major credit providers in South Africa.

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Expertise

Our team is registered with the National Credit Regulator (NCR) and has extensive experience in debt management.

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Support

We offer ongoing support and guidance throughout your debt management journey, ensuring you never feel alone.

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Customized Solutions

We provide personalized debt management plans tailored to each client’s unique financial situation.

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Trustworthiness

We prioritize transparency and honesty in all our interactions, building trust with our clients.

  • Our Commitment to Giving Back:
    • “We believe in giving back to the community. ETM Debt Management Services is actively involved in various community outreach programs aimed at promoting financial literacy and helping those in need.”
  • Recent Initiatives:
    • “Recently, we conducted free financial literacy workshops in local schools and communities, empowering individuals with the knowledge to make informed financial decisions.”
Our Team

Our Financial Experts

Our collaborative approach ensures that each client receives comprehensive and tailored support from our team of experts.

Tebogo Mabuza

Tebogo is the Founder and Principal Debt Counsellor of ETM Debt Management

 

Summary of Experience

Tebogo is an Industrial Engineer by Profession with twenty-five (25) years’ work experience in the private sector and government. He worked for several companies including BMW (SA), Automotive Leather Company (ALC), Nedcor (currently called Nedbank), ABSA, Standard Bank SA, DPLG (Currently called CoGTA). He then began is Management Consulting Career with Manto Management as a Managing Partner and in 2012 established the ETM Holdings Group of companies. In 2015 he established ETM Debt Management Services and registered as a Debt Counsellor with the National Credit Regulator (NCR)  after training and certification. ETM Debt Management Services is a Debt Counselling business with the aim of supporting over-indebted and distressed credit customers with the intention to rehabilitate them back into the credit industry to promote and advance the social and economic welfare of South Africans to maintain their creditworthy status.

Nomalanga Vilakazi

Nomalanga is the Office Administrator of ETM Debt Management Services

 

Summary of Experience

Nomalanga is the seasoned Office Administrator with eight-years of work experience  in the private sector having worked for Shoprite Checkers and ETM Holdings Group of companies. Her responsibility is to ensure the smooth and efficient operation of the Debt Management office. This role involves a combination of administrative, clerical, and support tasks to help maintain a productive work environment. Nomalanga is the first point of contact for potential clients in need for Debt Counselling support and will screen the clients before handing over to Tebogo Mabuza to conduct the detailed debt review.